Texas Mortgage Brokerage, Dallas, Fort Worth, Houston, Texas Mortgage Rates - ViREMIS, PLLC

<body> <p>  </p> <h1><font size="3">Texas Mortgage Brokerage, Best Texas Mortgage Rates - ViREMIS, PLLC</font></h1> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 10pt"> Welcome to ViREMISmortgage.com. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.</p> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 10pt"><span style="font-family: 'arial', 'sans-serif'; color: black; font-size: 10pt">ViREMIS, PLLC is a <strong>Texas Mortgage Brokerage</strong> offering best <em>Texas mortgage and refinance rates</em>. We specialize in</span><span style="font-family: 'times new roman', 'serif'; font-size: 12pt"> <o:p></o:p> </span>Texas home loans.</p> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt"> <span style="font-family: 'arial', 'sans-serif'; color: black; font-size: 10pt">Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete <i>on-line, secure loan application </i>or <i>pre-qualify</i> for a TX home loan. You may also evaluate your different financing options by using our interactive <i>mortgage calculators</i> and going over various mortgage scenarios.</span><span style="font-family: 'times new roman', 'serif'; font-size: 12pt"> <o:p></o:p> </span></p> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 10pt"> <span style="font-family: 'arial', 'sans-serif'; color: black; font-size: 10pt"><br /> If you are looking to <b>refinance, </b>we offer the best <b>Texas refinance rates. </b>Or if you are simply looking for a <b>Texas Mortgage Loan </b>you have come to the right place. </span></p> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 10pt"> <span style="font-family: 'arial', 'sans-serif'; font-size: 10pt">Whether you are in <i>Dallas, Fort Worth, Houston </i>or anywhere else in the <i>Texas</i> please contact us to see what we can do for you! <o:p></o:p> </span></p> <p class="MsoNormal" style="line-height: normal; margin: 0in 0in 10pt"> <b><span style="font-family: 'arial', 'sans-serif'; color: black; font-size: 10pt">Purchase the home of your dreams!</span></b><span style="font-family: 'arial', 'sans-serif'; color: black; font-size: 10pt"> ViREMIS, PLLC has the mortgage program designed to meet the needs of your individual financial situation.</span><span style="font-family: 'arial', 'sans-serif'; font-size: 12pt"> <o:p></o:p> </span></p> <p> </p> <p><font face="Arial" size="2">ViREMIS is a licensed mortgage brokerage in accordance with the Texas Mortgage Broker License Act. Many Federal and State regulations are responsible for consumer protection relating to the mortgage industry. The following links will take you directly to the Federal and State regulatory agencies responsible for consumer protection against mortgage fraud. These links contain valuable information and required disclosure notices under various Federal and State consumer protection statutes. Please become familiar with these disclosures as they are intended for your protection during the loan process.</font></p> <p> <font color="#000000" face="Arial" size="2">CONSUMER COMPLAINT AND MORTGAGE BROKER RECOVERY FUND NOTICE<br /> Direct Link to the Required Disclosure Notice:</font><font color="#000000" face="Arial" size="2"><br /> </font><a href="http://www.sml.state.tx.us/ResidentialMortgageLoanOriginator/documents/rmlo_compliance_reporting/rmlo_broker_complaint_recovery_fund_notice.pdf" name="Consumer Complaint and Mortgage Broker Recovery Fund Notice"><font color="#3333ff" face="Arial" size="2">Texas Administrative Code<br /> TITLE 7 :  BANKING AND SECURITIES<br /> PART 4:  TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING<br /> CHATER 80:  MORTRGAGE BROKER AND LOAN OFFICER LICENSING<br /> RULE 80.9  REQUIRED DISCLOSURES<br /> CONSUMER COMPLAINT AND MORTGAGE BROKER RECOVERY FUND NOTICE. </font></a></p> <div> <div> <div> <font face="Arial" size="2"><font face="Arial" size="2">NOTICE OF PENALTIES FOR MAKING FALSE OR MISLEADING STATEMENTS:</font></font></div> </div> <div> <font face="Arial" size="2"><a href="http://www.sml.state.tx.us/publications/important_information/tdsml_hb716_disclosure_eng.pdf" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_24"><font color="#3333ff" face="Arial" size="2">http://www.sml.state.tx.us/publications/important_information/tdsml_hb716_disclosure_eng.pdf</font></span></a></font></div> <div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2"> </font></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2">SPECIAL INFORMATION BOOKLET:</font></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2"><a href="http://www.hud.gov/offices/hsg/ramh/res/stcosts.pdf" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_41"><font color="#3333ff">http://www.hud.gov/offices/hsg/ramh/res/stcosts.pdf</font></span></a></font></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2"> </font></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2">CONSUMER HANDBOOK <span class="yshortcuts" id="lw_1262528725_42">ADJUSTABLE RATE MORTGAGE</span> (CHARM):</font></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <font face="Arial" size="2"><a href="http://www.federalreserve.gov/pubs/arms/arms_english.htm" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_43"><font color="#3333ff">http://www.federalreserve.gov/pubs/arms/arms_english.htm</font></span></a></font></div> </div> <font face="Arial" size="2"><br /> TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING:</font></div> </div> <div> <a href="http://www.sml.state.tx.us/" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_19"><font color="#3333ff" face="Arial" size="2">http://www.sml.state.tx.us</font></span></a></div> <div>  </div> <div> <div> <font face="Arial" size="2">PART 202 - EQUAL CREDIT OPPORTUNITY<br /> (REGULATION B)<br /> Directly from the Federal Deposit Insurance Corporation (FDIC) website:<br /> </font><a href="http://www.fdic.gov/regulations/laws/rules/6500-2900.html" rel="nofollow" target="_blank"><font color="#3333ff" face="Arial" size="2"><span class="yshortcuts" id="lw_1262528725_32">http://www.fdic.gov/regulations/laws/rules/6500-2900.html</span></font></a></div> </div> <div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts">HOME MORTGAGE DISCLOSURE ACT</span> (HMDA)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> (REGULATION C)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the <span class="yshortcuts" id="lw_1262528725_79" style="background: none transparent scroll repeat 0% 0%; cursor: hand">Federal Financial Institutions</span> Examinations Council website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.ffiec.gov/hmda/" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_80"><font color="#3333ff">http://www.ffiec.gov/hmda/</font></span></a></div> </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> THE PRIVACY OF CONSUMER FINANCIAL INFORMATION ACT</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Also known as THE GRAHAM-LEACH-BLILEY ACT</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> (REGULATION P)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the US Senate Committee on Banking, Housing and Urban Affairs website: </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://banking.senate.gov/conf/"><font color="#3333ff">http://banking.senate.gov/conf/</font></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> PART 3500 "RESPA" The Real Estate Settlement Procedures Act:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> (REGULATION X)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the FDIC website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.fdic.gov/regulations/laws/rules/6500-2520.html#fdic6500res3500.2" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_39"><font color="#3333ff">http://www.fdic.gov/regulations/laws/rules/6500-2520.html#fdic6500res3500.2</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts" id="lw_1262528725_61" style="border-bottom: #0066cc 1px dashed; cursor: hand">TRUTH IN LENDING ACT</span> (TILA)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> (REGULATION Z)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> This is the link to the actual TILA regulation Z directly from the FDIC website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.fdic.gov/regulations/laws/rules/6500-1400.html" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_62"><font color="#3333ff">http://www.fdic.gov/regulations/laws/rules/6500-1400.html</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> </div> </div> <div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> FAIR CREDIT REPORTING ACT (FCRA)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the <span class="yshortcuts" id="lw_1262528725_57">Federal Trade Commission website</span>:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www2.ftc.gov/os/statutes/fcrajump.shtm" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_58"><font color="#3333ff">http://www2.ftc.gov/os/statutes/fcrajump.shtm</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> FAIR AND ACCURATE CREDIT TRANSACTION ACT (FACTA)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the <span class="yshortcuts" id="lw_1262528725_57">Federal Trade Commission website</span>:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <u><a href="http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=108_cong_public_laws&docid=f:publ159.108" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_59"><font color="#3333ff">http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=108_cong_public_laws&docid=f:publ159.108</font></span></a></u></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts" id="lw_1262528725_73" style="border-bottom: #0066cc 1px dashed; cursor: hand">FEDERAL FAIR HOUSING ACT</span></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the HUD website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.hud.gov/offices/fheo/FHLaws/" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_74"><font color="#3333ff">http://www.hud.gov/offices/fheo/FHLaws/</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts" id="lw_1262528725_75" style="border-bottom: #0066cc 1px dashed; cursor: hand">AMERICAN WITH DISABILITIES ACT </span>(ADA)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the <span class="yshortcuts" id="lw_1262528725_76">US Department of Justice website</span>:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.ada.gov/" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_77"><font color="#3333ff">http://www.ada.gov/</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> FLOOD DISASTER PROTECTION ACT OF 1973</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the FDIC website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.fdic.gov/regulations/laws/rules/6500-3600.html" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_69"><font color="#3333ff">http://www.fdic.gov/regulations/laws/rules/6500-3600.html</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> HOME OWNERS PROTECTION ACT OF 1998 (HOPA)</div> </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.frbsf.org/publications/consumer/pmi.html"><font color="#3333ff">http://www.frbsf.org/publications/consumer/pmi.html</font></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts" id="lw_1262528725_63">USA PATRIOT ACT</span></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the FinCEN website</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> (<span class="yshortcuts" id="lw_1262528725_64">Financial Crimes Enforcement Network</span>) of the <span class="yshortcuts" id="lw_1262528725_65">United States Department of the Treasury:</span></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.fincen.gov/statutes_regs/patriot/index.html" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_66"><font color="#3333ff">http://www.fincen.gov/statutes_regs/patriot/index.html</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt">  </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> THE OFFICE OF FOREIGN ASSETS CONTROL (OFAC)</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the <span class="yshortcuts" id="lw_1262528725_67">United States Department of the Treasury website</span>:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.treas.gov/offices/enforcement/ofac/" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_68"><font color="#3333ff">http://www.treas.gov/offices/enforcement/ofac/</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> </div> </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <span class="yshortcuts" id="lw_1262528725_70">PRIVACY ACT OF 1974</span></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> Directly from the US <span class="yshortcuts" id="lw_1262528725_71">Department of Health and Human Services</span> website:</div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <a href="http://www.hhs.gov/foia/privacy/index.html" rel="nofollow" target="_blank"><span class="yshortcuts" id="lw_1262528725_72"><font color="#3333ff">http://www.hhs.gov/foia/privacy/index.html</font></span></a></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> </div> </div> <div style="font-family: arial, helvetica, sans-serif; font-size: 10pt"> </div> </div> <a href='http://www.lenderhomepage.com'>Mortgage Website Design, Mortgage Website Development, Mortgage Web Design, Mortgage Website Template</a> </body>